/* Hermes Moving — official brand: black #0D0D0D + gold #C9A84C, Playfair Display + Hanken Grotesk. Shared across all pages. */
:root{
  --ink:#0D0D0D; --ink2:#1A1A1A; --charcoal:#212529; --gold:#C9A84C; --gold-l:#E8D48B; --gold-d:#A8893D;
  --cream:#FAF7EF; --paper:#FFFFFF; --line:#E7E0CF; --muted:#6B6552; --soft:#8C8674; --green:#27AE60;
  --disp:'Playfair Display',Georgia,serif; --body:'Hanken Grotesk',system-ui,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
*:focus-visible{outline:3px solid var(--gold-d);outline-offset:3px;border-radius:4px}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--body);color:var(--ink);background:var(--cream);line-height:1.5;-webkit-font-smoothing:antialiased;overflow-x:hidden}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
img{max-width:100%;display:block}
.wrap{max-width:1180px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
a{color:inherit}
h1,h2,h3{font-family:var(--disp);font-weight:800;letter-spacing:-.01em;text-wrap:balance;margin:0}
.eyebrow{font-family:var(--body);font-weight:800;font-size:12.5px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-d)}
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--body);font-weight:800;font-size:16px;border:0;border-radius:12px;padding:15px 24px;cursor:pointer;text-decoration:none;transition:transform .12s,box-shadow .2s}
.btn.gold{background:linear-gradient(180deg,var(--gold-l),var(--gold));color:var(--ink);box-shadow:0 12px 30px -12px rgba(201,168,76,.9)}
.btn.gold:hover{transform:translateY(-2px)}
.btn.ghost{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.35)}
.btn.dark{background:var(--ink);color:#fff}
.btn.light{background:#fff;color:var(--ink);border:1.5px solid var(--line);box-shadow:none}
.btn svg{width:18px;height:18px;stroke:currentColor;stroke-width:2.4;fill:none}

/* nav */
nav{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:rgba(13,13,13,.92);backdrop-filter:blur(8px);border-bottom:1px solid rgba(201,168,76,.22)}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);background:#0D0D0D;z-index:41}
.nav-in{display:flex;align-items:center;gap:18px;padding:12px 0;color:#fff}
.nav-in .brand{display:flex;align-items:center;gap:11px;text-decoration:none;color:#fff}
.nav-in .brand img{height:44px;width:44px;border-radius:50%}
.nav-in .brand b{font-family:var(--disp);font-weight:800;font-size:18px;letter-spacing:.01em}
.nav-in .brand b span{color:var(--gold-l)}
.nav-links{display:flex;gap:24px;margin-left:16px}
.nav-links a{font-weight:600;font-size:14.5px;color:#E9E4D6;text-decoration:none;opacity:.88}
.nav-links a:hover,.nav-links a.on{color:var(--gold-l);opacity:1}
.nav-cta{margin-left:auto;display:flex;align-items:center;gap:14px}
.nav-cta .tel{color:#fff;font-weight:800;font-size:15px;text-decoration:none;white-space:nowrap}
.nav-cta .tel b{color:var(--gold-l)}
.burger{display:none;margin-left:auto;background:none;border:0;cursor:pointer;padding:6px}
.burger svg{width:28px;height:28px;stroke:#fff;stroke-width:2.2;fill:none}

/* hero */
.hero{background:radial-gradient(120% 120% at 85% -10%,#20200f 0%,#0D0D0D 55%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(118deg,rgba(201,168,76,.05) 0 2px,transparent 2px 30px);pointer-events:none}
.hero-in{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;padding:60px 0 68px;position:relative;z-index:1}
.carrier{display:inline-flex;align-items:center;gap:9px;font-family:var(--body);font-weight:800;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l);background:rgba(201,168,76,.12);border:1px solid rgba(201,168,76,.3);padding:7px 14px;border-radius:999px}
.hero h1{font-size:clamp(40px,6vw,66px);line-height:1.02;color:#fff;margin:20px 0 0}
.hero h1 em{color:var(--gold);font-style:normal}
.hero p.lead{font-size:19px;color:#D6D0C2;margin:20px 0 0;max-width:30em}
.hero .cta-row{display:flex;flex-wrap:wrap;gap:14px;margin:30px 0 0}
.hero .mini{font-size:13px;color:#A9A391;margin:16px 0 0}
.herocard{position:relative;border-radius:22px;overflow:hidden;border:1px solid rgba(201,168,76,.4);box-shadow:0 40px 80px -30px rgba(0,0,0,.7)}
.herocard img{width:100%;height:100%;object-fit:cover;object-position:50% 42%;aspect-ratio:4/3}
.herocard .tag{position:absolute;left:16px;bottom:16px;right:16px;background:rgba(13,13,13,.78);backdrop-filter:blur(4px);border:1px solid rgba(201,168,76,.35);border-radius:14px;padding:13px 16px;display:flex;align-items:center;gap:12px}
.herocard .tag svg{width:34px;height:34px;stroke:var(--gold);stroke-width:1.8;fill:none;flex:none}
.herocard .tag b{display:block;font-family:var(--disp);font-size:17px}
.herocard .tag span{font-size:12.5px;color:#C6C0B0}

/* trust strip */
.trust{background:var(--ink);border-top:1px solid rgba(201,168,76,.2)}
.trust-in{display:flex;flex-wrap:wrap;gap:12px 30px;justify-content:center;align-items:center;padding:16px 0}
.trust-in .ti{display:inline-flex;align-items:center;gap:8px;color:#E9E4D6;font-weight:700;font-size:13.5px}
.trust-in .ti svg{width:18px;height:18px;stroke:var(--gold);stroke-width:2;fill:none}
.trust-in .ti .star{color:var(--gold)}

/* sections */
section{padding:74px 0}
.sec-head{text-align:center;max-width:720px;margin:0 auto 48px}
.sec-head h2{font-size:clamp(30px,4.4vw,46px);line-height:1.08;margin:10px 0 0}
.sec-head h2 em{color:var(--gold-d);font-style:normal}
.sec-head p{font-size:17px;color:var(--muted);margin:14px 0 0}

/* how it works / steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.step{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:26px 22px;position:relative}
.step .n{font-family:var(--disp);font-weight:800;font-size:15px;color:var(--gold-d);letter-spacing:.1em}
.step .ic{width:58px;height:58px;border-radius:15px;background:var(--ink);display:flex;align-items:center;justify-content:center;margin:14px 0 16px}
.step .ic svg{width:30px;height:30px;stroke:var(--gold);stroke-width:1.9;fill:none}
.step .ic svg.fill{fill:var(--gold);stroke:none}
.step h3{font-size:21px;margin:0 0 6px}
.step p{font-size:14.5px;color:var(--muted);margin:0;line-height:1.55}

/* image band (full-width photo with overlay) */
.band{position:relative;min-height:380px;display:flex;align-items:center;background:var(--ink);overflow:hidden}
.band img.bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.46}
.band::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,13,13,.9) 0%,rgba(13,13,13,.55) 55%,rgba(13,13,13,.25) 100%)}
.band .band-in{position:relative;z-index:2;color:#fff;max-width:560px;padding:56px 0}
.band .band-in .eyebrow{color:var(--gold-l)}
.band .band-in h2{font-size:clamp(28px,4vw,42px);color:#fff;margin:10px 0 0}
.band .band-in h2 em{color:var(--gold);font-style:normal}
.band .band-in p{font-size:17px;color:#D6D0C2;margin:14px 0 0}
.band .stat-row{display:flex;gap:30px;flex-wrap:wrap;margin:24px 0 0}
.band .stat-row .s b{font-family:var(--disp);font-size:30px;color:var(--gold-l);display:block}
.band .stat-row .s span{font-size:13px;color:#BDB7A7}

/* carrier vs broker */
.compare{background:var(--ink);color:#fff}
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:960px;margin:0 auto}
.cmp .col{border-radius:18px;padding:28px 26px}
.cmp .us{background:linear-gradient(180deg,#171710,#101009);border:1.5px solid var(--gold-d)}
.cmp .them{background:#141414;border:1.5px solid #2a2a2a}
.cmp h3{font-size:22px;margin:0 0 16px}
.cmp .us h3{color:var(--gold-l)}
.cmp .them h3{color:#C9C4B8}
.cmp ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.cmp li{display:block;position:relative;padding-left:31px;font-size:15px;line-height:1.5;color:#E4DFD2}
.cmp li svg{position:absolute;left:0;top:3px;width:20px;height:20px;stroke-width:2.6;fill:none}
.cmp .us li svg{stroke:var(--green)}
.cmp li b{white-space:nowrap}
.cmp .them li{color:#9a948a}
.cmp .them li svg{stroke:#C0514F}

/* pricing */
.pricegrid{display:grid;grid-template-columns:1fr 1fr;gap:22px;max-width:980px;margin:0 auto}
.pcard{background:var(--paper);border:1px solid var(--line);border-radius:20px;padding:30px 28px;position:relative}
.pcard.feat{border:2px solid var(--gold);box-shadow:0 20px 50px -24px rgba(201,168,76,.6)}
.pcard .plab{font-family:var(--body);font-weight:800;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d)}
.pcard h3{font-size:26px;margin:8px 0 4px}
.pcard .big{font-family:var(--disp);font-weight:800;font-size:40px;color:var(--ink);margin:12px 0 2px}
.pcard .big span{font-size:17px;color:var(--muted);font-family:var(--body);font-weight:600}
.pcard ul{list-style:none;margin:16px 0 0;padding:0;display:grid;gap:10px}
.pcard li{display:block;position:relative;padding-left:27px;font-size:14.5px;color:var(--ink);line-height:1.45}
.pcard li svg{position:absolute;left:0;top:3px;width:17px;height:17px;stroke:var(--green);stroke-width:2.6;fill:none}
.pnote{text-align:center;color:var(--muted);font-size:13.5px;margin:24px auto 0;max-width:640px}

/* real work gallery */
.gallery{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.gcard{border-radius:16px;overflow:hidden;border:1px solid var(--line);background:var(--paper);position:relative}
.gcard img{width:100%;aspect-ratio:4/3;object-fit:cover}
.gcard .cap{padding:16px 18px}
.gcard .cap b{font-family:var(--disp);font-size:17px;display:block}
.gcard .cap p{font-size:13.5px;color:var(--muted);margin:5px 0 0;line-height:1.5}
.gcard.tall img{aspect-ratio:3/4}
.realnote{text-align:center;color:var(--soft);font-size:12.5px;margin:22px auto 0}

/* reviews */
.reviews{background:var(--cream)}
.rgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rev{background:var(--paper);border:1px solid var(--line);border-radius:18px;padding:26px 24px}
.rev .stars{color:var(--gold);letter-spacing:2px;font-size:16px}
.rev p{font-size:15px;color:var(--ink2);line-height:1.6;margin:12px 0 16px}
.rev .who{display:flex;align-items:center;gap:11px}
.rev .av{width:40px;height:40px;border-radius:50%;background:var(--ink);color:var(--gold);display:flex;align-items:center;justify-content:center;font-family:var(--disp);font-weight:800;flex:none}
.rev .who b{display:block;font-size:14px}
.rev .who span{font-size:12px;color:var(--muted)}

/* founder */
.founder{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.founder-in{display:grid;grid-template-columns:.8fr 1.2fr;gap:44px;align-items:center}
.founder-in .ph{border-radius:20px;overflow:hidden;border:1px solid var(--line);box-shadow:0 30px 60px -34px rgba(0,0,0,.5)}
.founder-in .ph img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 25%}
.founder-in h2{font-size:clamp(26px,3.6vw,40px)}
.founder-in h2 em{color:var(--gold-d);font-style:normal}
.founder-in p{font-size:16px;color:var(--ink2);line-height:1.62;margin:16px 0 0}
.founder-in .sig{font-family:var(--disp);font-style:italic;font-size:20px;color:var(--ink);margin-top:18px}
.founder-in .sig span{display:block;font-family:var(--body);font-style:normal;font-size:13px;color:var(--muted);margin-top:2px}

/* faq */
.faq{max-width:780px;margin:0 auto}
.q{background:var(--paper);border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.q summary{list-style:none;cursor:pointer;padding:18px 20px;font-family:var(--disp);font-weight:700;font-size:18px;display:flex;align-items:center;justify-content:space-between;gap:14px}
.q summary::-webkit-details-marker{display:none}
.q summary .pm{flex:none;width:22px;height:22px;position:relative}
.q summary .pm::before,.q summary .pm::after{content:"";position:absolute;background:var(--gold-d);border-radius:2px}
.q summary .pm::before{left:0;right:0;top:10px;height:2px}
.q summary .pm::after{top:0;bottom:0;left:10px;width:2px;transition:transform .2s}
.q[open] summary .pm::after{transform:scaleY(0)}
.q .a{padding:0 20px 18px;font-size:15px;color:var(--muted);line-height:1.6}

/* final cta */
.final{background:radial-gradient(120% 140% at 15% 0%,#20200f,#0D0D0D);color:#fff;text-align:center}
.final h2{font-size:clamp(30px,4.6vw,48px);color:#fff}
.final h2 em{color:var(--gold);font-style:normal}
.final p{font-size:18px;color:#CFC9BB;margin:14px auto 28px;max-width:34em}

/* ---- inner page helpers ---- */
.phero{background:radial-gradient(120% 120% at 80% -20%,#20200f,#0D0D0D 60%);color:#fff;position:relative;overflow:hidden}
.phero::after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(118deg,rgba(201,168,76,.05) 0 2px,transparent 2px 30px)}
.phero-in{position:relative;z-index:1;padding:52px 0 56px;max-width:760px}
.crumb{font-size:13px;color:#9A9480;margin:0 0 14px}
.crumb a{color:#B9B3A2;text-decoration:none}.crumb a:hover{color:var(--gold-l)}
.phero h1{font-size:clamp(34px,5vw,54px);color:#fff;line-height:1.04}
.phero h1 em{color:var(--gold);font-style:normal}
.phero p{font-size:18px;color:#D6D0C2;margin:18px 0 0;max-width:34em}
.phero .cta-row{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 0}
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:clamp(26px,3.4vw,38px);margin:0 0 6px}
.prose h2 em{color:var(--gold-d);font-style:normal}
.prose h3{font-size:21px;margin:30px 0 8px}
.prose p{font-size:16.5px;color:var(--ink2);line-height:1.66;margin:14px 0 0}
.prose ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:12px}
.prose ul li{display:block;position:relative;padding-left:30px;font-size:16px;color:var(--ink2);line-height:1.5}
.prose ul li svg{position:absolute;left:0;top:4px;width:19px;height:19px;stroke:var(--green);stroke-width:2.6;fill:none}
.prose-ul li a{color:var(--gold-d);font-weight:700}
.svc{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc .card{background:var(--paper);border:1px solid var(--line);border-radius:16px;padding:24px 22px}
.svc .card .ic{width:50px;height:50px;border-radius:13px;background:var(--ink);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.svc .card .ic svg{width:26px;height:26px;stroke:var(--gold);stroke-width:1.9;fill:none}
.svc .card h3{font-size:19px;margin:0 0 6px}
.svc .card p{font-size:14.5px;color:var(--muted);line-height:1.55;margin:0}
.altbg{background:var(--paper);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* footer */
footer{background:var(--ink);color:#B7B1A2;padding:48px 0 30px;font-size:13.5px}
.foot-top{display:flex;flex-wrap:wrap;gap:30px;justify-content:space-between;align-items:flex-start;border-bottom:1px solid #26251e;padding-bottom:26px}
.foot-top .fbrand{display:flex;align-items:center;gap:11px}
.foot-top .fbrand img{height:48px;width:48px;border-radius:50%}
.foot-top .fbrand b{font-family:var(--disp);font-size:19px;color:#fff}
.foot-top .fbrand b span{color:var(--gold-l)}
.foot-cols{display:flex;gap:40px;flex-wrap:wrap}
.foot-cols h4{font-family:var(--body);font-weight:800;color:#fff;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px}
.foot-cols a{display:block;color:#B7B1A2;text-decoration:none;margin:7px 0;font-size:13.5px}
.foot-cols a:hover{color:var(--gold-l)}
.foot-cols a .ext{width:10px;height:10px;opacity:.55;margin-left:3px;vertical-align:middle;stroke:currentColor;stroke-width:2.4;fill:none}
.verify{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.verify a{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;color:#E9E4D6;background:#1b1b14;border:1px solid rgba(201,168,76,.3);padding:7px 12px;border-radius:9px;text-decoration:none}
.verify a:hover{border-color:var(--gold);color:var(--gold-l)}
.verify a svg{width:13px;height:13px;stroke:var(--gold);stroke-width:2;fill:none}
.foot-legal{display:flex;flex-wrap:wrap;gap:4px 18px;margin-top:20px;padding-top:18px;border-top:1px solid #26251e}
.foot-legal a{color:#9F9A8B;text-decoration:none;font-size:12.5px}
.foot-legal a:hover{color:var(--gold-l)}
.license{margin-top:22px;line-height:1.7;color:#8F897B}
.license b{color:#CFC9BB}

/* sticky mobile call/quote bar */
.mbar{display:none}
@media (max-width:860px){
  .nav-links{display:none}
  .nav-cta .tel{display:none}
  .burger{display:block}
  .hero-in{grid-template-columns:1fr;gap:32px;padding:40px 0 48px}
  .herocard{max-width:420px;margin:0 auto}
  .steps{grid-template-columns:1fr 1fr}
  .cmp,.pricegrid,.svc{grid-template-columns:1fr}
  .rgrid,.gallery{grid-template-columns:1fr}
  .band .band-in{padding:48px 0}
  .founder-in{grid-template-columns:1fr;gap:26px}
  .founder-in .ph{max-width:360px}
  section{padding:56px 0}
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:50;gap:10px;padding:10px max(14px,env(safe-area-inset-left)) calc(10px + env(safe-area-inset-bottom,0px));background:rgba(13,13,13,.96);backdrop-filter:blur(8px);border-top:1px solid rgba(201,168,76,.25)}
  .mbar a{flex:1;justify-content:center;padding:13px;font-size:15px}
  body{padding-bottom:70px}
}
@media (max-width:480px){ .steps{grid-template-columns:1fr} .gallery{grid-template-columns:1fr} }